WhatsApp Payments:

allows users to send and whatsapp电脑版 receive money offered by WhatsApp to enable users to make and receive transactions, thanks to the integration of UPI. After a prolonged pilot phase, the service is now available for all users across India but still has some crucial ground to cover as far as its adoption rate is concerned. In this article, we will walk you through the process of setting up WhatsApp Pay and secure usage steps.

Setting Up WhatsApp Payments

Before you begin, make sure you have the WhatsApp Messenger installed on your phone with an active internet connection stable internet. Follow these steps to set up WhatsApp Financing.

1 Start the WhatsApp app on your phone. Tap on the three-dot icon on the top-right corner of the screen.
2 Choose 'Payments' from the drop-down menu.
3 Click the 'Add new payment method' button to initiate the payment setup process.
4 You may see a prompt asking you to allow WhatsApp access to your Google account. This is required for the payment setup process.
5 Now, pick the banking app you wish to link your WhatsApp Payments account with for example, SBI or HDFC. Select the account you wish to link with the WhatsApp Pay feature.

Once you've chosen the bank, you can scan your UPI PIN for verification. You may have to authenticate with your bank's app to complete the verification process. Choose your payment method to set up the payment process.

Using WhatsApp Payments Safety

After you've successfully linked a payment method to the application, you can access the feature in the WhatsApp messenger app. However, safety should be a top priority when it comes to digital payments. Here are some tips to use the WhatsApp Payments feature securely.


Never disclose your WhatsApp UPI PIN with anyone.
Always double-check the recipient's phone number when making a payment on WhatsApp.
Use the most up-to-date version of the WhatsApp Messenger.
Don't obtain the WhatsApp app from unknown sources or third-party websites.
Activate your mobile number with the UPI service provider (e.g., Google Pay, Paytm) to receive additional security features.
Don't be alarmed if you see unknown numbers sending you a payment request on the application, especially if you're not well-acquainted with the individual.

Online transactions have brought a lot of convenience to the world, and WhatsApp looks forward to experiencing a convenient experience with this feature.